How the insurance work ?

Private mortgage insurance allows the mortgage insurer to share the risk of foreclosure with the lender for a premium, which is paid by the borrower. If a borrower stops making mortgage payments, the lender uses private mortgage insurance to help cover the legal and other expenses involved.

Choosing the right mortgage

Once you decide on the mortgage you want, do your homework. Different lenders offer different rates, points, and fees. Ask around and compare. Understanding the benefits of different mortgage offerings can be a complex process. How do you figure it all out?

Forex Risk Warning

RISK WARNING: CFDs, spot forex and spread bets are leveraged products and may not be suitable for everyone as it is possible to lose more than the funds you deposit. Please ensure that you fully understand the risks involved. GFT Global Markets UK Ltd. is authorised and regulated by the Financial Services Authority.

GFT Global Market’s demo system is a critical element in its educational effort to ensure that clients have access to state of the art technology and accurate market information. The demo system is intended to give customers a live feeling for trading, in terms of order execution, speed and platform versatility. GFT Global Market’s demo and live systems permit customers to view price quotes and trade many of the available instruments as CFDs, spread bets or spot forex. Although our system is mainly based on live prices, the liquidity available in the demo mode may not always reflect the actual liquidity available when trading a live account.

What is finance?

The field of finance refers to the concepts of time, money and risk and how they are interrelated. Banks are the main facilitators of funding through the provision of credit, although private equity, mutual funds, hedge funds, and other organizations have become important. Financial assets, known as investments, are financially managed with careful attention to financial risk management to control financial risk. Financial instruments allow many forms of securitized assets to be traded on securities exchanges such as stock exchanges, including debt such as bonds as well as equity in publicly-traded corporations.

The Forex

The forex market is the largest financial market in the world, trading around $1.5 trillion each day. Trading in the forex is not done at one central location but is conducted between participants through electronic communication networks (ECNs) and phone networks in various markets around the world. The FX market is considered an Over The Counter (OTC) or ‘interbank/interdealer’ market, due to the fact that transactions are conducted between two counterparts over the telephone or via an electronic network. Trading is not centralized on an exchange, as with the stock and futures markets.
Currency is also needed around the world for international trade, as well as by central banks and global businesses. Central banks have relied on foreign-exchange markets since 1971 - when fixed-currency markets ceased to exist because the gold standard was dropped. Since that time, most international currencies have been “floated”, rather than pegged to the value of gold.